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acGyver is shocked to find Kelly Sutton, a Phoenix Foundation working bee, trying to commit suicide, saying it's to put his three kids through college after losing his life savings in a swamp land deal pulled by never convicted con artist James Crowe. Mac convinces Pete, who couldn't possibly involve the Foundation in such a murky business, to set up a scam to outsmart the crook and win $400,000 back; greenhorn analyst Joanne Remmings, who researches such plots, is grudgingly semi-admitted to take part. First they hook Crowe by pretending Pete is a dirty cop artificially made to win by Mac, thus lured into putting up the cash for a cocaine transaction, which they deliberately make go wrong, and ultimately promise to go steal a fortune in cash from police evidence custody, each time complicated with Joanne...

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