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man who Johnny inadvertently helped win the lottery kidnaps him because winning the lottery ruined his life. It turns out he squandered and gambled away all the lottery money, totaling over $1 million. This resulted in the loss of his house and his wife leaving him over his constant and unwise lavish spending. The insane man, Boyd, is a natural-born, hapless loser who forces Johnny to help him out on a robbery, before showing that his gun is empty. But then Boyd, being the immature, bad luck-prone loser he is, loses all the money gained in the robbery in a poker game despite Johnny's attempts to help him. Meanwhile, Walt goes searching for Johnny when he misses a lunch date with him and Sarah. He ends up trying to save Johnny and Boyd from a hit man hired by a loan shark who Boyd borrowed more money from and naturally squandered it.

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