llison has a dream where two ghosts, the ethereal remains of two men who met violent deaths, meet and discuss what happened to them. The first is someone who was stabbed and then cut up by his wife. Allison reports it to the police but has no idea when or where the murder took place. The second death involves a young man who was shot during a mugging. It turns out he left a $1 million life insurance policy to a woman he didn't even know. As Allison learns more about the case, it becomes apparent that the young man's death was not random and someone very much stood to gain by his early demise.

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