lthough a drunk Nate doesn't inspire the usual confidence, the team accepts to take on contractor Henry Retzing and his sons who abuse client's destitution and deliberately fail to restore the property's value so they can acquire it cheap as mortgage creditors. Randy Retzing is easily interested in a ski resort scam, but learning the firm duped over 400 families, Nate decides to clean them out completely. Thereto the greedier Dennis Retzing is to be seduced to invest in a 'fool-proof' life insurance scam, with a multiple sting.

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