rphaned Internet bank employee Justin Fraser is tickled pink when his wife Maya announces they're expecting a baby. Then his half-brother Mike McKewon begs till Justin accepts 'a last time, just a few hours' to help pay off ruthless loan shark debts. That proves harder then expected and attracts attention, so Mike must admit it's a half million and pretends to hold Justin at gunpoint. This time the software security works, but Justin learns his wife and kid will be killed by a Latino gang unless they pay within an hour. The team intercepts a phone call, reconstructs the whole story and moves in on both kidnapping scenes, but may be too late at least once.

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